Know Your Credit Card Minimum Payment Rights

Credit Card fees can be onerous on businesses.  Many businesses try to reduce these costs by imposing  “minimum” or “maximum” purchase amounts to use your credit card in their stores.  Unfortunately for them, these limits are against the Visa and Mastercard terms of service.  Establishments that accept Visa and Mastercard CAN NOT deny the use of any valid Visa or Mastercard.

You can read the Mastercard Agreement yourself HERE

or the Visa Agreement HERE

NonToxicReviews provides a nice wallet-size card you can print out with the appropriate section of the agreement as well as a phone number to call to report violations.

Know your rights as a consumer, and if you want to help the business, let the credit card companies know how you feel about the high fees they charge.

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