Tag Archives: Insurance

The vast majority of Americans don't want Uncle Sam to touch their health care.

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Today, speaking at the National Press Club, Michael Steele explained: Transcript:
260 million Americans currently have health insurance coverage, the great majority through private insurers, and polls consistently show that they are overwhelmingly pleased with their current coverage.  ...  The vast majority of Americans like their health care coverage. The vast majority of Americans like the quality of their health care. The vast majority of Americans don't want Uncle Sam to touch their health care.
I would like Michael Steele and others echoing these same lines why the actual numbers show otherwise. 85% of Americans support "fundamental changes" to or a "complete rebuild" of the health care system. 64% believe the government should guarantee insurance for all Americans and 72% think the government should offer a public option styled after Medicare to compete with private insurers. OK, so they don't like the current plans.  Then become involved and put out some ideas and plans of your own.  All I've heard from Republicans so far is "this is too expensive", "Americans don't want this", and "This is a jobs killer". None of which helps the actual problem. No health insurance causes people to put health care completely, or resort to the emergency room, which usually only makes their health problems worse.  These people are the same that if they survive will eventually be on Medicare/Medicaid with worse, preventable health problems.  It will cost more to help them then, than to find some way to get them affordable preventative medicine now. Also, especially in this economic climate, many people are attached to their jobs not just for their paychecks, but their health insurance.  Many households may have a desire or idea to go into small or home-based business, but don't want to lose their families health insurance package, so they stay at their job.  This has often been referred to as "Job-Lock". So please politicians, we know your party is hurting, but do a favor for America and instead of standing in the way, help come up with a way to get this done affordably. Health Care ‘Job Lock’ Stifles Entrepreneurship

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Why the Banks Are Failing Made Easy (kinda)

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Why the Banks Are Failing Made Easy (kinda) This is simplified and it is much more complex than this, but you'll get the basic idea. I'll use AIG as an example. People take out loans Some banks give out loans to people who really can't afford them Banks sell these loans to other banks without telling them how bad they are.  Keep some for themselves. People can't pay loans. Without enough people paying loans, banks that hold these loans can't pay their own loans. Yes, banks also give loans to each other. Without the banks being able to pay their loans, yet more and larger banks can't pay their loans. Some banks that aren't getting money from the loans they loaned out also INSURED those loans, so have to pay for loans that aren't being paid with money from loans that aren't being paid. Not enough money is available to cover money not being paid back to cover expenses or in some cases insurance payouts. Bank thus has no money and fails. Other banks have to pick up the slack, which pushes some other banks over the edge which then fail. Repeat until banking system comes into balance. In the meantime, with loans not being paid, money is not available to loan out to other people, thus "credit crunch". Simple:  Think of pyramid.  If the banks and people at the bottom can't hold up their end, the top comes tumbling down.  Until enough fall down to keep themselves up again, money news appears bad.

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MegaVote: OH 5th, 10/1/2007

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October 1, 2007 spacer MegaVote: OH 5th, 10/1/2007 In this MegaVote for Ohio's 5th Congressional District: spacer MegaVote: OH 5th, 10/1/2007 Recent Congressional Votes - bull MegaVote: OH 5th, 10/1/2007 Senate: Conference Report for Water Resources Development Act of 2007 bull MegaVote: OH 5th, 10/1/2007 Senate: Biden Amendment: To express the sense of Congress on federalism in Iraq bull MegaVote: OH 5th, 10/1/2007 Senate: Children’s Health Insurance Program Reauthorization Act bull MegaVote: OH 5th, 10/1/2007 Senate: Increasing the statutory limit on the public debt bull MegaVote: OH 5th, 10/1/2007 Senate: Making continuing appropriations for FY2008 bull MegaVote: OH 5th, 10/1/2007 House: Children’s Health Insurance Program Reauthorization Act bull MegaVote: OH 5th, 10/1/2007 House: Making continuing appropriations for FY2008 bull MegaVote: OH 5th, 10/1/2007 House: Popcorn Workers Lung Disease Prevention Act bull MegaVote: OH 5th, 10/1/2007 House: Flood Insurance Reform and Modernization Act of 2007 spacer MegaVote: OH 5th, 10/1/2007 Upcoming Congressional Bills - bull MegaVote: OH 5th, 10/1/2007 Senate: National Defense Authorization Act, FY2008 bull MegaVote: OH 5th, 10/1/2007 House: Regional Economic and Infrastructure Development Act of 2007 bull MegaVote: OH 5th, 10/1/2007 House: MEJA Expansion and Enforcement Act of 2007 bull MegaVote: OH 5th, 10/1/2007 House: Improving Government Accountability Act bull MegaVote: OH 5th, 10/1/2007 House: To amend the Internal Revenue Code of 1986 to exclude discharges of indebtedness on principal residences from gross income
Recent Senate Votes
Conference Report for Water Resources Development Act of 2007 - Vote Agreed to (81-12, 7 Not Voting) spacer MegaVote: OH 5th, 10/1/2007 The Senate approved the conference report for this bill that would reauthorize the Water Resources Development Act. spacer MegaVote: OH 5th, 10/1/2007 Sen. George Voinovich voted YES......send e-mail or see bio Sen. Sherrod Brown voted YES......send e-mail or see bio
Biden Amendment: To express the sense of Congress on federalism in Iraq - Vote Agreed to (75-23, 2 Not Voting) spacer MegaVote: OH 5th, 10/1/2007 The Senate passed the Biden Amendment calling for the partition of Iraq into three semi-autonomous regions. spacer MegaVote: OH 5th, 10/1/2007 Sen. George Voinovich voted NO......send e-mail or see bio Sen. Sherrod Brown voted YES......send e-mail or see bio
Children’s Health Insurance Program Reauthorization Act - Vote Agreed to (67-29, 4 Not Voting) spacer MegaVote: OH 5th, 10/1/2007 The Senate voted to increase spending on the State Children’s Health Insurance Program, or SCHIP, by $5 billion to $12 billion per year over the next five years. spacer MegaVote: OH 5th, 10/1/2007 Sen. George Voinovich voted NO......send e-mail or see bio Sen. Sherrod Brown voted YES......send e-mail or see bio
Increasing the statutory limit on the public debt - Vote Agreed to (53-42, 5 Not Voting) spacer MegaVote: OH 5th, 10/1/2007 The Senate voted in favor of this resolution to raise the debt limit from $9 trillion to $9.8 trillion. spacer MegaVote: OH 5th, 10/1/2007 Sen. George Voinovich voted NO......send e-mail or see bio Sen. Sherrod Brown voted NO......send e-mail or see bio
Making continuing appropriations for FY2008 - Vote Agreed to (94-1, 5 Not Voting) spacer MegaVote: OH 5th, 10/1/2007 The Senate almost unanimously passed the continuing resolution that funds government operations at its current levels until November 16, while Congress continues to work on the new spending bills. spacer MegaVote: OH 5th, 10/1/2007 Sen. George Voinovich voted YES......send e-mail or see bio Sen. Sherrod Brown voted YES......send e-mail or see bio
Recent House Votes
Children’s Health Insurance Program Reauthorization Act - Vote Passed (265-159, 1 Present, 8 Not Voting) spacer MegaVote: OH 5th, 10/1/2007 The House voted to extend the State Children’s Health Insurance Program, or SCHIP, a health insurance program aimed at children from low-income families that do not quality for Medicaid. spacer MegaVote: OH 5th, 10/1/2007
Making continuing appropriations for FY2008 - Vote Passed (404-14, 14 Not Voting) spacer MegaVote: OH 5th, 10/1/2007 The House passed this continuing resolution that funds government operations at its current levels until November 16, while Congress continues to work on the new spending bills. spacer MegaVote: OH 5th, 10/1/2007
Popcorn Workers Lung Disease Prevention Act - Vote Passed (260-154, 2 Present, 16 Not Voting) spacer MegaVote: OH 5th, 10/1/2007 The House passed this act to help prevent cases of "popcorn lung," a disorder found in popcorn plant workers. spacer MegaVote: OH 5th, 10/1/2007
Flood Insurance Reform and Modernization Act of 2007 - Vote Passed (263-146, 23 Not Voting) spacer MegaVote: OH 5th, 10/1/2007 The House passed this legislation to continue a flood insurance program that provides affordable insurance to homeowners living in areas vulnerable to flooding. spacer MegaVote: OH 5th, 10/1/2007
Upcoming Votes
National Defense Authorization Act, FY2008 - H.R.1585 spacer MegaVote: OH 5th, 10/1/2007 The Senate is scheduled to continue work on this $459.3 billion bill that would fund the Department of Defense for the 2008 fiscal year. spacer MegaVote: OH 5th, 10/1/2007
Regional Economic and Infrastructure Development Act of 2007 - H.R.3246 spacer MegaVote: OH 5th, 10/1/2007 The House is scheduled to vote on this bill that would provide a comprehensive regional approach to economic and infrastructure development in the most severely economically distressed areas of the U.S. spacer MegaVote: OH 5th, 10/1/2007
MEJA Expansion and Enforcement Act of 2007 - H.R.2740 spacer MegaVote: OH 5th, 10/1/2007 The House will vote on this bill to require accountability for contractors and contract personnel under Federal contracts. spacer MegaVote: OH 5th, 10/1/2007
Improving Government Accountability Act - H.R.928 spacer MegaVote: OH 5th, 10/1/2007 The House will also vote on this bill to enhance the independence of Inspectors General. spacer MegaVote: OH 5th, 10/1/2007
To amend the Internal Revenue Code of 1986 to exclude discharges of indebtedness on principal residences from gross income - H.R.3648 spacer MegaVote: OH 5th, 10/1/2007 The House is scheduled to take up this bill, which would ensure that any mortgage debt secured by a principal residence will not be taxed. spacer MegaVote: OH 5th, 10/1/2007

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MegaVote: OH 5th, 9/24/2007

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September 24, 2007 spacer MegaVote: OH 5th, 9/24/2007 In this MegaVote for Ohio's 5th Congressional District: spacer MegaVote: OH 5th, 9/24/2007 Recent Congressional Votes - bull MegaVote: OH 5th, 9/24/2007 Senate: Motion to Invoke Cloture: District of Columbia House Voting Rights Act of 2007 bull MegaVote: OH 5th, 9/24/2007 Senate: Levin Amendment: To provide for a reduction and transition of United States forces in Iraq bull MegaVote: OH 5th, 9/24/2007 House: Expanding American Homeownership Act of 2007 bull MegaVote: OH 5th, 9/24/2007 House: Terrorism Risk Insurance Revision and Extension Act bull MegaVote: OH 5th, 9/24/2007 House: FAA Reauthorization Act of 2007 spacer MegaVote: OH 5th, 9/24/2007 Upcoming Congressional Bills - bull MegaVote: OH 5th, 9/24/2007 Senate: National Defense Authorization Act, FY2008 bull MegaVote: OH 5th, 9/24/2007 Senate: Water Resources Development Act of 2007 bull MegaVote: OH 5th, 9/24/2007 House: State Children's Health Insurance Program Reauthorization Act of 2007 bull MegaVote: OH 5th, 9/24/2007 House: Making continuing appropriations for FY2008 bull MegaVote: OH 5th, 9/24/2007 House: Popcorn Workers Lung Disease Prevention Act bull MegaVote: OH 5th, 9/24/2007 House: Small Business Investment Expansion Act of 2007 bull MegaVote: OH 5th, 9/24/2007 House: Flood Insurance Reform and Modernization Act of 2007
Recent Senate Votes
Motion to Invoke Cloture: District of Columbia House Voting Rights Act of 2007 - Vote Rejected (57-42, 1 Not Voting) spacer MegaVote: OH 5th, 9/24/2007 The Senate failed to move forward with this bill that would create a new seat for the District of Columbia in the House of Representatives. spacer MegaVote: OH 5th, 9/24/2007 Sen. George Voinovich voted YES......send e-mail or see bio Sen. Sherrod Brown voted YES......send e-mail or see bio
Levin Amendment: To provide for a reduction and transition of United States forces in Iraq - Vote Rejected (47-47, 6 Not Voting) spacer MegaVote: OH 5th, 9/24/2007 The Senate voted against setting a nine month deadline to withdraw U.S. troops from Iraq. spacer MegaVote: OH 5th, 9/24/2007 Sen. George Voinovich voted NO......send e-mail or see bio Sen. Sherrod Brown voted YES......send e-mail or see bio
Recent House Votes
Expanding American Homeownership Act of 2007 - Vote Passed (348-72, 12 Not Voting) spacer MegaVote: OH 5th, 9/24/2007 The House easily passed this bill that will give the Federal Housing Administration the authority to assist struggling homeowners in making their mortgage payments. spacer MegaVote: OH 5th, 9/24/2007
Terrorism Risk Insurance Revision and Extension Act - Vote Passed (312-110, 10 Not Voting) spacer MegaVote: OH 5th, 9/24/2007 The House passed this bill that would help the insurance industry cover costs in the event of a terrorist attack. spacer MegaVote: OH 5th, 9/24/2007
FAA Reauthorization Act of 2007 - Vote Passed (267-151, 14 Not Voting) spacer MegaVote: OH 5th, 9/24/2007 The House passed a measure obliging airlines to change flight schedules if the airlines are worsening delays with too many peak hour flights at the most trafficked airports. spacer MegaVote: OH 5th, 9/24/2007
Upcoming Votes
National Defense Authorization Act, FY2008 - H.R.1585 spacer MegaVote: OH 5th, 9/24/2007 The Senate is scheduled to continue work on this $459.3 billion bill that would fund the Department of Defense for the upcoming fiscal year. spacer MegaVote: OH 5th, 9/24/2007
Water Resources Development Act of 2007 - H.R.1495 spacer MegaVote: OH 5th, 9/24/2007 The Senate is scheduled to vote on the Conference Report of this bill that would reauthorize the Water Resources Development Act. spacer MegaVote: OH 5th, 9/24/2007
State Children's Health Insurance Program Reauthorization Act of 2007 - H.R.___ spacer MegaVote: OH 5th, 9/24/2007 The House is scheduled to once again work on legislation to reauthorize the State Children’s Health Insurance Program. spacer MegaVote: OH 5th, 9/24/2007
Making continuing appropriations for FY2008 - H.J.Res.___ spacer MegaVote: OH 5th, 9/24/2007 The House will take up this resolution to fund government operations, as the 2007 fiscal year ends on Sunday, September 30. spacer MegaVote: OH 5th, 9/24/2007
Popcorn Workers Lung Disease Prevention Act - H.R.2693 spacer MegaVote: OH 5th, 9/24/2007 The House is scheduled to vote on this bill that calls on the Occupational Safety and Health Administration to issue a standard regulating worker exposure to diacetyl. spacer MegaVote: OH 5th, 9/24/2007
Small Business Investment Expansion Act of 2007 - H.R.3567 spacer MegaVote: OH 5th, 9/24/2007 The House will vote on this bill that would expand opportunities for investment in small businesses. spacer MegaVote: OH 5th, 9/24/2007
Flood Insurance Reform and Modernization Act of 2007 - H.R.3121 spacer MegaVote: OH 5th, 9/24/2007 The House is also scheduled to vote on this bill that is intended to restore the financial solvency of the national flood insurance program.T
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Popularity: 1% [?]