Know Your Credit Card Minimum Payment Rights

Credit Card fees can be onerous on businesses.  Many businesses try to reduce these costs by imposing  "minimum" or "maximum" purchase amounts to use your credit card in their stores.  Unfortunately for them, these limits are against the Visa and Mastercard terms of service.  Establishments that accept Visa and Mastercard CAN NOT deny the use of any valid Visa or Mastercard. You can read the Mastercard Agreement yourself HERE or the Visa Agreement HERE NonToxicReviews provides a nice wallet-size card you can print out with the appropriate section of the agreement as well as a phone number to call to report violations.

CCKnowYourRights Know Your Credit Card Minimum Payment Rights

Know your rights as a consumer, and if you want to help the business, let the credit card companies know how you feel about the high fees they charge.

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Reminders By Phone Call

rminder.com allows you to create your own reminder and set it for a specific day and time.  At the specified day and time it will call the phone number you give it and read you the reminder you wrote into the website.  Use it to remind yourself, family, or friends of important things.  A free account allows you up to 8 reminders a month, while pay accounts allow more. "Never forget the important stuff again." rminder.com

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Who Called Me?

Have you ever gotten a phone call with an unknown 1-800 number or some other possible telemarketer phone number?  Wish you could find out who it was without having to call them back?  Or tried calling them back to find out it doesn't call anyone?   A website called whocalled.us allows you to enter the phone number from Caller ID and see who else has had a call from that number and if anyone knows who it is.  Very useful for seeing who a constant unknown caller is.

http://whocalled.us

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